1 Month Term Deposit Rates

Provider Rate
UBank 1 Month Term Deposit

Rate indicated is for the range between $1000 to $2 million includes loyalty bonus

2.00%
1 Month
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Jun 2018
Citibank Australia 1 Month Term Deposit

Rates applicable with minimum opening balance of $10,000 and interest paid monthly, quarterly, annually or at maturity.

1.96%
1 month
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Jun 2018
Bank of Sydney 1 Month Term Deposit

Rate shown is applicable to deposits ranging from $250,000-$1,000,000 with interest calculated daily and paid at maturity.

1.90%
1 month
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Jun 2018
Macquarie Bank 1 Month Term Deposit

Rate indicated is for deposits between $10,000 to $1 million.

1.75%
1 Month
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Jun 2018
HSBC Australia 1 Month Term Deposit

Rate indicated is for deposits $50,000+

1.55%
1 Month
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Jun 2018
Bank SA 1 Month Term Deposit

The interest rates applicable for this 1 month term product is for interest paid at maturity for $250,000 to $5,000,000.

Please Note: Other deposit products include options for interest paid monthly, half yearly and annually. 

1.50%
1 month
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Jun 2018
NAB 1 Month Term Deposit

This per annum Interest Rate is applicable for a deposit balance of $100,000 and $499,999 over 30 days / one month with interest calculated at maturity.

1.50%
1 month
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Jun 2018
Credit Union Australia 1 Month Term Deposit

Rate quoted is has minimum investment of $5,000.

1.50%
1 Month
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Jun 2018
Suncorp Bank 1 Month Term Deposit

Rate indicated is for the range between $100,000 to $499,999.

1.50%
1 Month
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Jun 2018
CBA 1 Month Term Deposit

This interest rate yield is for a 30 day/1 month deposit account and is for investments amounts from $50,000 to less than $1,999,999.

1.50%
1 month
Apply
Dec 2018

In Australia, 30 day also known as 1 month term deposits (TD) are one of the shortest maturities products available from banks and credit union for interest bearing deposits. In contrast to savings accounts, 30 days like other TD products cannot be added to but are much closer to the savings rate than longer maturities like 5 year TDs.

Interest from 1 Month deposits are paid monthly as per the following example from a large bank.



Data aggregated from the RBA indicates that 1 month rates have also fallen over time especially compared to the 1980s.