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Australia Loan Interest Rates

Provider Rate Type
1.99%
APR 1.99%
[value-80]Apply
Apr 2023
3.02%
APR 0.00%
[value-80]Apply
Apr 2023
Bankwest Complete Variable Home Loan

For further information, please visit the Bankwest website. Rate is applicable to the product 'complete variable home loan'

3.19%
APR 4.04%
-Apply
Sep 2019
Bendigo Bank Standard Variable Home Loan

This rate is applicable to loan amounts greater than $500,000. For further information, please visit the Bendigo Bank website. Rate is applicable to the product 'Residential Variable Home Loan'.

3.24%
APR 3.43%
-Apply
Jan 2020
HSBC Australia Variable Rate Home Loan

Rate indicated is applicable to HSBC Variable Home Loan Rate. Please refer to the HSBC bank website for full details.

3.27%
APR 3.71%
-Apply
Sep 2019
Bank Australia Basic Home Loan

The rate for the comparison rate is based on a loan of $150,000 for 25 years. The rate indicated is for owner occupier purposes but can be used for investment but other rates may apply.

3.35%
APR 3.36%
-Apply
Aug 2019
Suncorp Bank Variable Rate Home Loan

Rate indicated is Suncorp Bank's standard variable rate. Please refer to the Suncorp Bank website for full details.

3.59%
APR 3.99%
-Apply
Aug 2019
NAB Base Variable Rate Home Loan Interest Only

Rate is available for or owner occupied and investment home loans and is made from the NAB Base Variable Rate Home Loan Rate minus the product margin applied during the Interest Only period.

3.85%
APR 3.89%
Interest Only Home LoanApply
Aug 2019
ING Direct Variable Rate Home Loan

Rate indicated is applicable to the Orange Advantage Home Loan product. Please refer to the ING Direct bank website for full details.

3.93%
APR 4.25%
-Apply
Mar 2019
Rams Low Rate Home Loan

Maximum LVR is 95%. Minimum loan size is $15,000. It includes redraw and splitting but may have to pay an application fee and loan settlement fee.

4.11%
APR 4.17%
VariableApply
Aug 2019
Australian Consumer credit regulation

In Australia, all credit providers and credit assistance providers who provide loans must be licensed with ASIC or be an authorised representative of someone who is licensed.

Short term loans legislation

As from 1 March 2013, A law prohibits short term loans that you must pay in 15 days or less for loans less than $2,000 and that these fees are also capped, however ADIs eg banks are credit unions are exempt from this legislation or continuing contracts such as credit cards.

Medium Amount Loans

Loan amounts from 2,001 and |$5000 to be repaid between 16 days and 24 months are limited with a maximum annual interest rate cap of 48%. For more information on short term, medium term and long term loan legislation visit moneysmart.gov.au