Macquarie Bank
Macquarie Offset Home Loan interestonly 0 to 60 PERCENT owneroccupied
| Rate | 6.50% |
| APR | 6.75% |
| Currency | AUD |
The Macquarie offset home loan package is designed to reduce your interest repayments, bucket your savings and access your savings without additional fees.
DIGITAL_BANKING : Access to online banking and mobile banking app. Pay Anyone available with a $100,000 daily limit across all eligible accounts linked to a Macquarie ID for customers who use the Macquarie Authenticator App and a daily limit of $2,000 for customers without Authenticator. BPAY® out available up to the available balance of your account.
EXTRA_REPAYMENTS : Extra repayments can be made in addition to regular monthly loan repayments. Note: You can make extra repayments on your fixed home loan of up to $10,000 per account which can be made each year without penalty (additional payments above this amount may incur break costs). The 12-month period is calculated from the date the fixed term commenced.
GUARANTOR : Subject to review, a guarantor can be nominated during the loan origination process.
OFFSET : Open up to 10 offset transaction accounts per loan account with an optional Debit Mastercard. Offset home loans must have at least 1 offset transaction account linked to a variable loan account with a minimum loan size of $20,000. Offset transaction accounts can only be linked to variable rate loans.
OTHER : Construction Loans. Borrowers can draw down their home loan in stages to fund their renovation or new home build., Have up to 6 loan accounts on settlement and unlimited after settlement. Each loan account can be set up with either principal and interest or interest only repayments for up to 5 years (subject to credit approval). Each loan account can also be set up with either a variable rate or a fixed rate for periods of 1-5 years. Repayments are due monthly., Maximum Loan term of up to 30 years., Minimum increase amount $25,000., Repayments can be made via Direct Debit or Salary Credit/Electronic Funds Transfer.
REDRAW : Access additional payments you've made through the redraw facility. Redraw cannot be accessed on fixed rate loan accounts until after the fixed period expires.
Loan Purpose: OWNER_OCCUPIED
Tier: Offset owner occupied interest only max LVR 60% variable rate
Construction Administration Fee EVENT : 1500.00
Offset owner occupied interest only max LVR 60% variable rate INTEREST_ONLY
VARIABLEDT Modified:2024-09-06
DIGITAL_BANKING : Access to online banking and mobile banking app. Pay Anyone available with a $100,000 daily limit across all eligible accounts linked to a Macquarie ID for customers who use the Macquarie Authenticator App and a daily limit of $2,000 for customers without Authenticator. BPAY® out available up to the available balance of your account.
EXTRA_REPAYMENTS : Extra repayments can be made in addition to regular monthly loan repayments. Note: You can make extra repayments on your fixed home loan of up to $10,000 per account which can be made each year without penalty (additional payments above this amount may incur break costs). The 12-month period is calculated from the date the fixed term commenced.
GUARANTOR : Subject to review, a guarantor can be nominated during the loan origination process.
OFFSET : Open up to 10 offset transaction accounts per loan account with an optional Debit Mastercard. Offset home loans must have at least 1 offset transaction account linked to a variable loan account with a minimum loan size of $20,000. Offset transaction accounts can only be linked to variable rate loans.
OTHER : Construction Loans. Borrowers can draw down their home loan in stages to fund their renovation or new home build., Have up to 6 loan accounts on settlement and unlimited after settlement. Each loan account can be set up with either principal and interest or interest only repayments for up to 5 years (subject to credit approval). Each loan account can also be set up with either a variable rate or a fixed rate for periods of 1-5 years. Repayments are due monthly., Maximum Loan term of up to 30 years., Minimum increase amount $25,000., Repayments can be made via Direct Debit or Salary Credit/Electronic Funds Transfer.
REDRAW : Access additional payments you've made through the redraw facility. Redraw cannot be accessed on fixed rate loan accounts until after the fixed period expires.
Loan Purpose: OWNER_OCCUPIED
Tier: Offset owner occupied interest only max LVR 60% variable rate
Construction Administration Fee EVENT : 1500.00
Offset owner occupied interest only max LVR 60% variable rate INTEREST_ONLY
VARIABLEDT Modified:2024-09-06
The rate of 6.50% is 6.5% higher than the average 0%. Also it is -6.5 % lower than the highest rate Updated Sep, 2024
The Macquarie offset home loan package is designed to reduce your interest repayments, bucket your savings and access your savings without additional fees.
DIGITAL_BANKING : Access to online banking and mobile banking app. Pay Anyone available with a $100,000 daily limit across all eligible accounts linked to a Macquarie ID for customers who use the Macquarie Authenticator App and a daily limit of $2,000 for customers without Authenticator. BPAY® out available up to the available balance of your account.
EXTRA_REPAYMENTS : Extra repayments can be made in addition to regular monthly loan repayments. Note: You can make extra repayments on your fixed home loan of up to $10,000 per account which can be made each year without penalty (additional payments above this amount may incur break costs). The 12-month period is calculated from the date the fixed term commenced.
GUARANTOR : Subject to review, a guarantor can be nominated during the loan origination process.
OFFSET : Open up to 10 offset transaction accounts per loan account with an optional Debit Mastercard. Offset home loans must have at least 1 offset transaction account linked to a variable loan account with a minimum loan size of $20,000. Offset transaction accounts can only be linked to variable rate loans.
OTHER : Construction Loans. Borrowers can draw down their home loan in stages to fund their renovation or new home build., Have up to 6 loan accounts on settlement and unlimited after settlement. Each loan account can be set up with either principal and interest or interest only repayments for up to 5 years (subject to credit approval). Each loan account can also be set up with either a variable rate or a fixed rate for periods of 1-5 years. Repayments are due monthly., Maximum Loan term of up to 30 years., Minimum increase amount $25,000., Repayments can be made via Direct Debit or Salary Credit/Electronic Funds Transfer.
REDRAW : Access additional payments you've made through the redraw facility. Redraw cannot be accessed on fixed rate loan accounts until after the fixed period expires.
Loan Purpose: OWNER_OCCUPIED
Tier: Offset owner occupied interest only max LVR 60% variable rate
Construction Administration Fee EVENT : 1500.00
Offset owner occupied interest only max LVR 60% variable rate INTEREST_ONLY
VARIABLEDT Modified:2024-09-06
DIGITAL_BANKING : Access to online banking and mobile banking app. Pay Anyone available with a $100,000 daily limit across all eligible accounts linked to a Macquarie ID for customers who use the Macquarie Authenticator App and a daily limit of $2,000 for customers without Authenticator. BPAY® out available up to the available balance of your account.
EXTRA_REPAYMENTS : Extra repayments can be made in addition to regular monthly loan repayments. Note: You can make extra repayments on your fixed home loan of up to $10,000 per account which can be made each year without penalty (additional payments above this amount may incur break costs). The 12-month period is calculated from the date the fixed term commenced.
GUARANTOR : Subject to review, a guarantor can be nominated during the loan origination process.
OFFSET : Open up to 10 offset transaction accounts per loan account with an optional Debit Mastercard. Offset home loans must have at least 1 offset transaction account linked to a variable loan account with a minimum loan size of $20,000. Offset transaction accounts can only be linked to variable rate loans.
OTHER : Construction Loans. Borrowers can draw down their home loan in stages to fund their renovation or new home build., Have up to 6 loan accounts on settlement and unlimited after settlement. Each loan account can be set up with either principal and interest or interest only repayments for up to 5 years (subject to credit approval). Each loan account can also be set up with either a variable rate or a fixed rate for periods of 1-5 years. Repayments are due monthly., Maximum Loan term of up to 30 years., Minimum increase amount $25,000., Repayments can be made via Direct Debit or Salary Credit/Electronic Funds Transfer.
REDRAW : Access additional payments you've made through the redraw facility. Redraw cannot be accessed on fixed rate loan accounts until after the fixed period expires.
Loan Purpose: OWNER_OCCUPIED
Tier: Offset owner occupied interest only max LVR 60% variable rate
Construction Administration Fee EVENT : 1500.00
Offset owner occupied interest only max LVR 60% variable rate INTEREST_ONLY
VARIABLEDT Modified:2024-09-06
The rate of 6.50% is 6.5% higher than the average 0%. Also it is -6.5 % lower than the highest rate Updated Sep, 2024
Rate
6.50%
APR
6.75%
Currency
AUD