Macquarie Bank
Macquarie Basic Home Loan principalandinterest 0 to 70 PERCENT owneroccupied
| Rate | 5.09% |
| APR | 5.34% |
| Currency | AUD |
A home loan built on value with great rates and no annual fee.
DIGITAL_BANKING : Access to online banking and mobile banking app. Pay Anyone available with a $100,000 daily limit across all eligible accounts linked to a Macquarie ID for customers who use the Macquarie Authenticator App and a daily limit of $2,000 for customers without Authenticator. BPAY® out available up to the available balance of your account.
EXTRA_REPAYMENTS : Extra repayments can be made in addition to regular monthly loan repayments. Note: You can make extra repayments on your fixed home loan of up to $10,000 per account which can be made each year without penalty (additional payments above this amount may incur break costs). The 12-month period is calculated from the date the fixed term commenced.
GUARANTOR : Subject to review, a guarantor can be nominated during the loan origination process.
OTHER : Construction Loans. Borrowers can draw down their home loan in stages to fund their renovation or new home build, Have up to 6 loan accounts. Each loan account can be set up with either principal and interest or interest only repayments for up to 5 years (subject to credit approval). Each loan account can also be set up with either a variable rate or a fixed rate for periods of 1-5 years. Repayments are due monthly., Maximum Loan term of up to 30 years., Minimum increase amount $25,000., Repayments can be made via Direct Debit or Salary Credit/Electronic Funds Transfer.
REDRAW : Access additional payments you've made through the redraw facility. Redraw cannot be accessed on fixed rate loan accounts until after the fixed period expires.
Loan Purpose: OWNER_OCCUPIED
Tier: Basic owner occupied principal and interest max LVR 70% fixed rate
Construction Administration Fee EVENT : 1500.00
Basic owner occupied principal and interest max LVR 70% fixed rate P1Y PRINCIPAL_AND_INTEREST
FIXEDDT Modified:2025-09-05
DIGITAL_BANKING : Access to online banking and mobile banking app. Pay Anyone available with a $100,000 daily limit across all eligible accounts linked to a Macquarie ID for customers who use the Macquarie Authenticator App and a daily limit of $2,000 for customers without Authenticator. BPAY® out available up to the available balance of your account.
EXTRA_REPAYMENTS : Extra repayments can be made in addition to regular monthly loan repayments. Note: You can make extra repayments on your fixed home loan of up to $10,000 per account which can be made each year without penalty (additional payments above this amount may incur break costs). The 12-month period is calculated from the date the fixed term commenced.
GUARANTOR : Subject to review, a guarantor can be nominated during the loan origination process.
OTHER : Construction Loans. Borrowers can draw down their home loan in stages to fund their renovation or new home build, Have up to 6 loan accounts. Each loan account can be set up with either principal and interest or interest only repayments for up to 5 years (subject to credit approval). Each loan account can also be set up with either a variable rate or a fixed rate for periods of 1-5 years. Repayments are due monthly., Maximum Loan term of up to 30 years., Minimum increase amount $25,000., Repayments can be made via Direct Debit or Salary Credit/Electronic Funds Transfer.
REDRAW : Access additional payments you've made through the redraw facility. Redraw cannot be accessed on fixed rate loan accounts until after the fixed period expires.
Loan Purpose: OWNER_OCCUPIED
Tier: Basic owner occupied principal and interest max LVR 70% fixed rate
Construction Administration Fee EVENT : 1500.00
Basic owner occupied principal and interest max LVR 70% fixed rate P1Y PRINCIPAL_AND_INTEREST
FIXEDDT Modified:2025-09-05
The rate of 5.09% is 5.09% higher than the average 0%. Also it is -5.09 % lower than the highest rate Updated Oct, 2025
A home loan built on value with great rates and no annual fee.
DIGITAL_BANKING : Access to online banking and mobile banking app. Pay Anyone available with a $100,000 daily limit across all eligible accounts linked to a Macquarie ID for customers who use the Macquarie Authenticator App and a daily limit of $2,000 for customers without Authenticator. BPAY® out available up to the available balance of your account.
EXTRA_REPAYMENTS : Extra repayments can be made in addition to regular monthly loan repayments. Note: You can make extra repayments on your fixed home loan of up to $10,000 per account which can be made each year without penalty (additional payments above this amount may incur break costs). The 12-month period is calculated from the date the fixed term commenced.
GUARANTOR : Subject to review, a guarantor can be nominated during the loan origination process.
OTHER : Construction Loans. Borrowers can draw down their home loan in stages to fund their renovation or new home build, Have up to 6 loan accounts. Each loan account can be set up with either principal and interest or interest only repayments for up to 5 years (subject to credit approval). Each loan account can also be set up with either a variable rate or a fixed rate for periods of 1-5 years. Repayments are due monthly., Maximum Loan term of up to 30 years., Minimum increase amount $25,000., Repayments can be made via Direct Debit or Salary Credit/Electronic Funds Transfer.
REDRAW : Access additional payments you've made through the redraw facility. Redraw cannot be accessed on fixed rate loan accounts until after the fixed period expires.
Loan Purpose: OWNER_OCCUPIED
Tier: Basic owner occupied principal and interest max LVR 70% fixed rate
Construction Administration Fee EVENT : 1500.00
Basic owner occupied principal and interest max LVR 70% fixed rate P1Y PRINCIPAL_AND_INTEREST
FIXEDDT Modified:2025-09-05
DIGITAL_BANKING : Access to online banking and mobile banking app. Pay Anyone available with a $100,000 daily limit across all eligible accounts linked to a Macquarie ID for customers who use the Macquarie Authenticator App and a daily limit of $2,000 for customers without Authenticator. BPAY® out available up to the available balance of your account.
EXTRA_REPAYMENTS : Extra repayments can be made in addition to regular monthly loan repayments. Note: You can make extra repayments on your fixed home loan of up to $10,000 per account which can be made each year without penalty (additional payments above this amount may incur break costs). The 12-month period is calculated from the date the fixed term commenced.
GUARANTOR : Subject to review, a guarantor can be nominated during the loan origination process.
OTHER : Construction Loans. Borrowers can draw down their home loan in stages to fund their renovation or new home build, Have up to 6 loan accounts. Each loan account can be set up with either principal and interest or interest only repayments for up to 5 years (subject to credit approval). Each loan account can also be set up with either a variable rate or a fixed rate for periods of 1-5 years. Repayments are due monthly., Maximum Loan term of up to 30 years., Minimum increase amount $25,000., Repayments can be made via Direct Debit or Salary Credit/Electronic Funds Transfer.
REDRAW : Access additional payments you've made through the redraw facility. Redraw cannot be accessed on fixed rate loan accounts until after the fixed period expires.
Loan Purpose: OWNER_OCCUPIED
Tier: Basic owner occupied principal and interest max LVR 70% fixed rate
Construction Administration Fee EVENT : 1500.00
Basic owner occupied principal and interest max LVR 70% fixed rate P1Y PRINCIPAL_AND_INTEREST
FIXEDDT Modified:2025-09-05
The rate of 5.09% is 5.09% higher than the average 0%. Also it is -5.09 % lower than the highest rate Updated Oct, 2025
Rate
5.09%
APR
5.34%
Currency
AUD