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St George Bank
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St George Basic Variable Home Loan principalandinterest 70.01 to 80 PERCENT owneroccupied


Rate 6.14%
APR 6.15%
Currency AUD
Our no-frills variable home loan rate, with redraw and no ongoing fees.
EXTRA_REPAYMENTS : Limitless extra repayments: With no extra repayment fee or limits, you?re free to pay off your loan as fast as you like.
FRAUD_PROTECTION : The product includes fraud protection features.
GUARANTOR : Subject to terms and conditions, this product includes guarantor features.
OTHER : Complete your refinance loan application with FASTRefi. A faster and easier refinancing process compared to the standard way - so you could access your new St George home loan in days, as opposed to weeks. Eligibility applies., No application fee: A no-frills home loan with $0 lending establishment fee., No ongoing fees: $0 monthly account-keeping fee. Other fees may apply., Statements of account : We will send you a statement of your loan account at least every six months or more frequently if you request, Substituting a security : You may ask us to accept a new mortgage over other land as a substitute for any mortgage which is security for your loan. We may agree to this if you satisfy any reasonable requirements that we have, such as repaying part of the loan amount. We will require the new mortgage to be provided at the same time that the existing mortgage is discharged. We charge a fee for substituting a mortgage or other security.
REDRAW : Flexibility: Fee-free options include unlimited redraw, Interest Only and reducing repayments if rates fall.
RELATIONSHIP_MANAGEMENT : Relationship management is available for eligible customers.
Loan Purpose: OWNER_OCCUPIED
Tier: LVR 70% up to 80%
Lending Establishment Fee UPFRONT : 0.00
LVR 70% up to 80% PRINCIPAL_AND_INTEREST
VARIABLEDT Modified:2025-05-01

The rate of 6.14% is 6.14% higher than the average 0%. Also it is -6.14 % lower than the highest rate Updated May, 2025

on St George Bank's secure website

Our no-frills variable home loan rate, with redraw and no ongoing fees.
EXTRA_REPAYMENTS : Limitless extra repayments: With no extra repayment fee or limits, you?re free to pay off your loan as fast as you like.
FRAUD_PROTECTION : The product includes fraud protection features.
GUARANTOR : Subject to terms and conditions, this product includes guarantor features.
OTHER : Complete your refinance loan application with FASTRefi. A faster and easier refinancing process compared to the standard way - so you could access your new St George home loan in days, as opposed to weeks. Eligibility applies., No application fee: A no-frills home loan with $0 lending establishment fee., No ongoing fees: $0 monthly account-keeping fee. Other fees may apply., Statements of account : We will send you a statement of your loan account at least every six months or more frequently if you request, Substituting a security : You may ask us to accept a new mortgage over other land as a substitute for any mortgage which is security for your loan. We may agree to this if you satisfy any reasonable requirements that we have, such as repaying part of the loan amount. We will require the new mortgage to be provided at the same time that the existing mortgage is discharged. We charge a fee for substituting a mortgage or other security.
REDRAW : Flexibility: Fee-free options include unlimited redraw, Interest Only and reducing repayments if rates fall.
RELATIONSHIP_MANAGEMENT : Relationship management is available for eligible customers.
Loan Purpose: OWNER_OCCUPIED
Tier: LVR 70% up to 80%
Lending Establishment Fee UPFRONT : 0.00
LVR 70% up to 80% PRINCIPAL_AND_INTEREST
VARIABLEDT Modified:2025-05-01

The rate of 6.14% is 6.14% higher than the average 0%. Also it is -6.14 % lower than the highest rate Updated May, 2025

on St George Bank's secure website

Rate 6.14%
APR 6.15%
Currency AUD