Westpac
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Westpac Rocket Repay Variable Home Loan with Offset Owner Occupied principalandinterest 70.01 to 80 PERCENT owneroccupied
| Rate | 7.54% |
| APR | 7.87% |
| Currency | AUD |
Get a variable rate, make unlimited extra repayments with no associated break costs and save interest on your home loan balance with an optional offset account.
COMPLEMENTARY_PRODUCT_DISCOUNTS :
DIGITAL_BANKING :
EXTRA_REPAYMENTS : The product includes extra repayment features.
FRAUD_PROTECTION : The product includes fraud protection features.
GUARANTOR : Subject to terms and conditions, this product includes guarantor features.
OFFSET : Interest offset benefit : The interest offset benefit accumulates daily and is available for each day on which you have a credit balance in any linked account. We calculate the amount of interest offset benefit in the following manner: for a Partial Offset facility by applying the daily partial offset rate to the sum of the credit balances in each linked account at the end of each day. for a Mortgage Equaliser Offset or a Repayment Offset facility by applying the daily percentage rate to the to the sum of the credit balances in each linked account at the end of each day., Save interest with 100% offset : Every dollar in your offset account counts towards reducing the interest on your linked home loan.
OTHER : Building Loan Feature: A specialised lending option that is available on selected Westpac loan products. Allows the customer to progressively draw down what is needed to cover the build of their residential property over the construction period., Cancellation of the package : A package owner may cancel the package at any time by giving us 14 days advance notice in writing., Easy access to your money : Our offset account has all the benefits of our Choice Everyday account, like a Debit Mastercard, ATM access, Apple Pay and Google Pay., Flexible features : Split your loan across variable and fixed rate, redraw anytime with no fees, and enjoy unlimited extra repayments on the variable portion., Package can include the following : 1. Package residential home and investment loans 2. Package Portfolio Loan 3. Package full interest offset facility 4. Package credit card 5. Package Insurance, Repayment frequencies includes weekly, fortnightly or monthly, Split your loan balance into separate fixed rate and variable rate accounts for the best of both worlds., Statements of account : We will send you a statement of your loan account at least every six months or more frequently if you request, Substituting a security : You may ask us to accept a new mortgage over other land as a substitute for any mortgage which is security for your loan. We may agree to this if you satisfy any reasonable requirements that we have, such as repaying part of the loan amount. We will require the new mortgage to be provided at the same time that the existing mortgage is discharged. We charge a fee for substituting a mortgage or other security., Tailored discounted rates: Discounted variable rates tailored to your situation and needs. Discuss your rate with a dedicated lender., Total loan term is up to 30 years
RELATIONSHIP_MANAGEMENT : Relationship management is available for eligible customers.
Loan Purpose: OWNER_OCCUPIED
Tier: LVR above 70% to 80%
Lending Establishment Fee UPFRONT : 600.00
LVR above 70% to 80% PRINCIPAL_AND_INTEREST
VARIABLEDT Modified:2024-06-03
COMPLEMENTARY_PRODUCT_DISCOUNTS :
DIGITAL_BANKING :
EXTRA_REPAYMENTS : The product includes extra repayment features.
FRAUD_PROTECTION : The product includes fraud protection features.
GUARANTOR : Subject to terms and conditions, this product includes guarantor features.
OFFSET : Interest offset benefit : The interest offset benefit accumulates daily and is available for each day on which you have a credit balance in any linked account. We calculate the amount of interest offset benefit in the following manner: for a Partial Offset facility by applying the daily partial offset rate to the sum of the credit balances in each linked account at the end of each day. for a Mortgage Equaliser Offset or a Repayment Offset facility by applying the daily percentage rate to the to the sum of the credit balances in each linked account at the end of each day., Save interest with 100% offset : Every dollar in your offset account counts towards reducing the interest on your linked home loan.
OTHER : Building Loan Feature: A specialised lending option that is available on selected Westpac loan products. Allows the customer to progressively draw down what is needed to cover the build of their residential property over the construction period., Cancellation of the package : A package owner may cancel the package at any time by giving us 14 days advance notice in writing., Easy access to your money : Our offset account has all the benefits of our Choice Everyday account, like a Debit Mastercard, ATM access, Apple Pay and Google Pay., Flexible features : Split your loan across variable and fixed rate, redraw anytime with no fees, and enjoy unlimited extra repayments on the variable portion., Package can include the following : 1. Package residential home and investment loans 2. Package Portfolio Loan 3. Package full interest offset facility 4. Package credit card 5. Package Insurance, Repayment frequencies includes weekly, fortnightly or monthly, Split your loan balance into separate fixed rate and variable rate accounts for the best of both worlds., Statements of account : We will send you a statement of your loan account at least every six months or more frequently if you request, Substituting a security : You may ask us to accept a new mortgage over other land as a substitute for any mortgage which is security for your loan. We may agree to this if you satisfy any reasonable requirements that we have, such as repaying part of the loan amount. We will require the new mortgage to be provided at the same time that the existing mortgage is discharged. We charge a fee for substituting a mortgage or other security., Tailored discounted rates: Discounted variable rates tailored to your situation and needs. Discuss your rate with a dedicated lender., Total loan term is up to 30 years
RELATIONSHIP_MANAGEMENT : Relationship management is available for eligible customers.
Loan Purpose: OWNER_OCCUPIED
Tier: LVR above 70% to 80%
Lending Establishment Fee UPFRONT : 600.00
LVR above 70% to 80% PRINCIPAL_AND_INTEREST
VARIABLEDT Modified:2024-06-03
The rate of 7.54% is 7.54% higher than the average 0%. Also it is -7.54 % lower than the highest rate Updated Sep, 2024
Get a variable rate, make unlimited extra repayments with no associated break costs and save interest on your home loan balance with an optional offset account.
COMPLEMENTARY_PRODUCT_DISCOUNTS :
DIGITAL_BANKING :
EXTRA_REPAYMENTS : The product includes extra repayment features.
FRAUD_PROTECTION : The product includes fraud protection features.
GUARANTOR : Subject to terms and conditions, this product includes guarantor features.
OFFSET : Interest offset benefit : The interest offset benefit accumulates daily and is available for each day on which you have a credit balance in any linked account. We calculate the amount of interest offset benefit in the following manner: for a Partial Offset facility by applying the daily partial offset rate to the sum of the credit balances in each linked account at the end of each day. for a Mortgage Equaliser Offset or a Repayment Offset facility by applying the daily percentage rate to the to the sum of the credit balances in each linked account at the end of each day., Save interest with 100% offset : Every dollar in your offset account counts towards reducing the interest on your linked home loan.
OTHER : Building Loan Feature: A specialised lending option that is available on selected Westpac loan products. Allows the customer to progressively draw down what is needed to cover the build of their residential property over the construction period., Cancellation of the package : A package owner may cancel the package at any time by giving us 14 days advance notice in writing., Easy access to your money : Our offset account has all the benefits of our Choice Everyday account, like a Debit Mastercard, ATM access, Apple Pay and Google Pay., Flexible features : Split your loan across variable and fixed rate, redraw anytime with no fees, and enjoy unlimited extra repayments on the variable portion., Package can include the following : 1. Package residential home and investment loans 2. Package Portfolio Loan 3. Package full interest offset facility 4. Package credit card 5. Package Insurance, Repayment frequencies includes weekly, fortnightly or monthly, Split your loan balance into separate fixed rate and variable rate accounts for the best of both worlds., Statements of account : We will send you a statement of your loan account at least every six months or more frequently if you request, Substituting a security : You may ask us to accept a new mortgage over other land as a substitute for any mortgage which is security for your loan. We may agree to this if you satisfy any reasonable requirements that we have, such as repaying part of the loan amount. We will require the new mortgage to be provided at the same time that the existing mortgage is discharged. We charge a fee for substituting a mortgage or other security., Tailored discounted rates: Discounted variable rates tailored to your situation and needs. Discuss your rate with a dedicated lender., Total loan term is up to 30 years
RELATIONSHIP_MANAGEMENT : Relationship management is available for eligible customers.
Loan Purpose: OWNER_OCCUPIED
Tier: LVR above 70% to 80%
Lending Establishment Fee UPFRONT : 600.00
LVR above 70% to 80% PRINCIPAL_AND_INTEREST
VARIABLEDT Modified:2024-06-03
COMPLEMENTARY_PRODUCT_DISCOUNTS :
DIGITAL_BANKING :
EXTRA_REPAYMENTS : The product includes extra repayment features.
FRAUD_PROTECTION : The product includes fraud protection features.
GUARANTOR : Subject to terms and conditions, this product includes guarantor features.
OFFSET : Interest offset benefit : The interest offset benefit accumulates daily and is available for each day on which you have a credit balance in any linked account. We calculate the amount of interest offset benefit in the following manner: for a Partial Offset facility by applying the daily partial offset rate to the sum of the credit balances in each linked account at the end of each day. for a Mortgage Equaliser Offset or a Repayment Offset facility by applying the daily percentage rate to the to the sum of the credit balances in each linked account at the end of each day., Save interest with 100% offset : Every dollar in your offset account counts towards reducing the interest on your linked home loan.
OTHER : Building Loan Feature: A specialised lending option that is available on selected Westpac loan products. Allows the customer to progressively draw down what is needed to cover the build of their residential property over the construction period., Cancellation of the package : A package owner may cancel the package at any time by giving us 14 days advance notice in writing., Easy access to your money : Our offset account has all the benefits of our Choice Everyday account, like a Debit Mastercard, ATM access, Apple Pay and Google Pay., Flexible features : Split your loan across variable and fixed rate, redraw anytime with no fees, and enjoy unlimited extra repayments on the variable portion., Package can include the following : 1. Package residential home and investment loans 2. Package Portfolio Loan 3. Package full interest offset facility 4. Package credit card 5. Package Insurance, Repayment frequencies includes weekly, fortnightly or monthly, Split your loan balance into separate fixed rate and variable rate accounts for the best of both worlds., Statements of account : We will send you a statement of your loan account at least every six months or more frequently if you request, Substituting a security : You may ask us to accept a new mortgage over other land as a substitute for any mortgage which is security for your loan. We may agree to this if you satisfy any reasonable requirements that we have, such as repaying part of the loan amount. We will require the new mortgage to be provided at the same time that the existing mortgage is discharged. We charge a fee for substituting a mortgage or other security., Tailored discounted rates: Discounted variable rates tailored to your situation and needs. Discuss your rate with a dedicated lender., Total loan term is up to 30 years
RELATIONSHIP_MANAGEMENT : Relationship management is available for eligible customers.
Loan Purpose: OWNER_OCCUPIED
Tier: LVR above 70% to 80%
Lending Establishment Fee UPFRONT : 600.00
LVR above 70% to 80% PRINCIPAL_AND_INTEREST
VARIABLEDT Modified:2024-06-03
The rate of 7.54% is 7.54% higher than the average 0%. Also it is -7.54 % lower than the highest rate Updated Sep, 2024
Rate
7.54%
APR
7.87%
Currency
AUD