A transaction account to make or receive payments in a foreign currency and/or hold a foreign currency balance. Available in a range of foreign currencies. Available currencies are:United States Dollars (USD), Chinese Yuan RMB (CNY), Great Britain Pounds (GBP), Canadian Dollars (CAD), Danish Kroner (DKK), Euro (EUR), Hong Kong Dollars (HKD), Japanese Yen (JPY), New Zealand Dollars (NZD), Norwegian Kroner (NOK), Singapore Dollars (SGD), Swedish Kronor (SEK), Swiss Francs (CHF), Thailand Baht (THB), South African Rand (ZAR). Things you should know:This information does not take your personal objectives, circumstances or needs into account. Consider its appropriateness to these factors before acting on it. Read the disclosure documents for this product, including the Foreign Currency Account Terms & Conditions, International Products and Services Standard Fees and Online Banking Terms and Conditions, before deciding. This product is only available in Australia from Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714. A Foreign Currency Account should not be used to speculate on foreign currencies or to conduct frequent trading of foreign currencies. A Foreign Currency Account is not an account to assist with travel needs. It cannot be linked to a Travel Money card and you cannot access your Foreign Currency Account through an ATM, either within Australia or overseas. You cannot withdraw or deposit foreign notes or coins into a Foreign Currency Account. A foreign Currency Account should not be used for Controlled Monies purposes. A controlled money account is a specific account for professional service providers, e.g. law firms or real estate agents, to meet their legal obligation to hold money on behalf of their clients and governed by State/Territory based legislation. Deposits held in Foreign Currency Accounts are not covered by the Australian Government?s Financial Claims Scheme.Credit facilities are subject to application and Westpac's normal lending assessment criteria. Fees and charges may apply to the products and services listed. Full details of the Terms and Conditions for this product can be requested from Westpac.Payments received in a foreign currency require manual reconciliation to reflect the correct invoice status. BPAY is not available for invoices issued in a foreign currency. Payment of FCA invoices can be done using direct deposit via international transfer only. Deposit maintenance fees are only applicable to clients who are determined by Westpac to be wholesale clients as defined under the Corporations Act. If Westpac determines that you are a wholesale client as defined under the Corporations Act, Westpac will notify you before applying a deposit maintenance fee to your Foreign Currency Account.Interest paid by you to Westpac on negative balances (overdraft interest rates) - Debit interest is applicable to Foreign Currency Overdrafts attached to Foreign Currency Accounts. The debit interest rate applicable to the overdraft comprises a base rate plus a margin over the base rate agreed at the time the overdraft is established. You can refer to the following table for the current base rates. Overdraft base rates are variable and subject to change. Conditions, fees and normal lending criteria apply. More product details are available on request.