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Westpac
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Westpac Flexi First Basic Variable Home Loan Owner Occupied principalandinterest 80.01 to 95 PERCENT owneroccupied
Rate | 7.24% |
APR | 7.24% |
Currency | AUD |
Flexi First Option is a basic home loan with a low variable rate, no loan account fee and no lending establishment fee with Principal & Interest repayments.
DIGITAL_BANKING :
EXTRA_REPAYMENTS : The product includes extra repayment features.
FRAUD_PROTECTION : The product includes fraud protection features.
GUARANTOR : Subject to terms and conditions, this product includes guarantor features.
OTHER : Building Loan Feature: A specialised lending option that is available on selected Westpac loan products. Allows the customer to progressively draw down what is needed to cover the build of their residential property over the construction period., Loan Split: Split with a fixed interest rate loan, Our lowest variable rate : Get a low rate with lots of loan flexibility., Reduced repayments while on parental leave : Reduce your repayments by up to 50% for up to 12 months while on parental leave (subject to approval)., Repayment frequencies includes weekly, fortnightly or monthly, Save on fees : You won't pay any lending establishment or loan account fees., Statements of account : We will send you a statement of your loan account at least every six months or more frequently if you request, Substituting a security : You may ask us to accept a new mortgage over other land as a substitute for any mortgage which is security for your loan. We may agree to this if you satisfy any reasonable requirements that we have, such as repaying part of the loan amount. We will require the new mortgage to be provided at the same time that the existing mortgage is discharged. We charge a fee for substituting a mortgage or other security., Total loan term is up to 30 years, You can apply to increase your home loan using our top up / loan increase feature to pay for things like renovations, home improvements or even a holiday. (fees apply).
REDRAW : Make unlimited repayments and redraw : Repay and redraw on your loan when it suits you, with no fee
RELATIONSHIP_MANAGEMENT : Relationship management is available for eligible customers.
Loan Purpose: OWNER_OCCUPIED
Tier: LVR above 80%
Lending Establishment Fee UPFRONT : 0.00
LVR above 80% PRINCIPAL_AND_INTEREST
VARIABLEDT Modified:2024-06-03
DIGITAL_BANKING :
EXTRA_REPAYMENTS : The product includes extra repayment features.
FRAUD_PROTECTION : The product includes fraud protection features.
GUARANTOR : Subject to terms and conditions, this product includes guarantor features.
OTHER : Building Loan Feature: A specialised lending option that is available on selected Westpac loan products. Allows the customer to progressively draw down what is needed to cover the build of their residential property over the construction period., Loan Split: Split with a fixed interest rate loan, Our lowest variable rate : Get a low rate with lots of loan flexibility., Reduced repayments while on parental leave : Reduce your repayments by up to 50% for up to 12 months while on parental leave (subject to approval)., Repayment frequencies includes weekly, fortnightly or monthly, Save on fees : You won't pay any lending establishment or loan account fees., Statements of account : We will send you a statement of your loan account at least every six months or more frequently if you request, Substituting a security : You may ask us to accept a new mortgage over other land as a substitute for any mortgage which is security for your loan. We may agree to this if you satisfy any reasonable requirements that we have, such as repaying part of the loan amount. We will require the new mortgage to be provided at the same time that the existing mortgage is discharged. We charge a fee for substituting a mortgage or other security., Total loan term is up to 30 years, You can apply to increase your home loan using our top up / loan increase feature to pay for things like renovations, home improvements or even a holiday. (fees apply).
REDRAW : Make unlimited repayments and redraw : Repay and redraw on your loan when it suits you, with no fee
RELATIONSHIP_MANAGEMENT : Relationship management is available for eligible customers.
Loan Purpose: OWNER_OCCUPIED
Tier: LVR above 80%
Lending Establishment Fee UPFRONT : 0.00
LVR above 80% PRINCIPAL_AND_INTEREST
VARIABLEDT Modified:2024-06-03
The rate of 7.24% is 7.24% higher than the average 0%. Also it is -7.24 % lower than the highest rate Updated Sep, 2024
Flexi First Option is a basic home loan with a low variable rate, no loan account fee and no lending establishment fee with Principal & Interest repayments.
DIGITAL_BANKING :
EXTRA_REPAYMENTS : The product includes extra repayment features.
FRAUD_PROTECTION : The product includes fraud protection features.
GUARANTOR : Subject to terms and conditions, this product includes guarantor features.
OTHER : Building Loan Feature: A specialised lending option that is available on selected Westpac loan products. Allows the customer to progressively draw down what is needed to cover the build of their residential property over the construction period., Loan Split: Split with a fixed interest rate loan, Our lowest variable rate : Get a low rate with lots of loan flexibility., Reduced repayments while on parental leave : Reduce your repayments by up to 50% for up to 12 months while on parental leave (subject to approval)., Repayment frequencies includes weekly, fortnightly or monthly, Save on fees : You won't pay any lending establishment or loan account fees., Statements of account : We will send you a statement of your loan account at least every six months or more frequently if you request, Substituting a security : You may ask us to accept a new mortgage over other land as a substitute for any mortgage which is security for your loan. We may agree to this if you satisfy any reasonable requirements that we have, such as repaying part of the loan amount. We will require the new mortgage to be provided at the same time that the existing mortgage is discharged. We charge a fee for substituting a mortgage or other security., Total loan term is up to 30 years, You can apply to increase your home loan using our top up / loan increase feature to pay for things like renovations, home improvements or even a holiday. (fees apply).
REDRAW : Make unlimited repayments and redraw : Repay and redraw on your loan when it suits you, with no fee
RELATIONSHIP_MANAGEMENT : Relationship management is available for eligible customers.
Loan Purpose: OWNER_OCCUPIED
Tier: LVR above 80%
Lending Establishment Fee UPFRONT : 0.00
LVR above 80% PRINCIPAL_AND_INTEREST
VARIABLEDT Modified:2024-06-03
DIGITAL_BANKING :
EXTRA_REPAYMENTS : The product includes extra repayment features.
FRAUD_PROTECTION : The product includes fraud protection features.
GUARANTOR : Subject to terms and conditions, this product includes guarantor features.
OTHER : Building Loan Feature: A specialised lending option that is available on selected Westpac loan products. Allows the customer to progressively draw down what is needed to cover the build of their residential property over the construction period., Loan Split: Split with a fixed interest rate loan, Our lowest variable rate : Get a low rate with lots of loan flexibility., Reduced repayments while on parental leave : Reduce your repayments by up to 50% for up to 12 months while on parental leave (subject to approval)., Repayment frequencies includes weekly, fortnightly or monthly, Save on fees : You won't pay any lending establishment or loan account fees., Statements of account : We will send you a statement of your loan account at least every six months or more frequently if you request, Substituting a security : You may ask us to accept a new mortgage over other land as a substitute for any mortgage which is security for your loan. We may agree to this if you satisfy any reasonable requirements that we have, such as repaying part of the loan amount. We will require the new mortgage to be provided at the same time that the existing mortgage is discharged. We charge a fee for substituting a mortgage or other security., Total loan term is up to 30 years, You can apply to increase your home loan using our top up / loan increase feature to pay for things like renovations, home improvements or even a holiday. (fees apply).
REDRAW : Make unlimited repayments and redraw : Repay and redraw on your loan when it suits you, with no fee
RELATIONSHIP_MANAGEMENT : Relationship management is available for eligible customers.
Loan Purpose: OWNER_OCCUPIED
Tier: LVR above 80%
Lending Establishment Fee UPFRONT : 0.00
LVR above 80% PRINCIPAL_AND_INTEREST
VARIABLEDT Modified:2024-06-03
The rate of 7.24% is 7.24% higher than the average 0%. Also it is -7.24 % lower than the highest rate Updated Sep, 2024
Rate
7.24%
APR
7.24%
Currency
AUD