Our Fixed Options Home Loan has a fixed interest rate and set repayments that won't change during the fixed term so you can lock in certainty.
COMPLEMENTARY_PRODUCT_DISCOUNTS :
DIGITAL_BANKING :
EXTRA_REPAYMENTS : Subject to terms and conditions, this product includes extra repayment features.
FRAUD_PROTECTION : The product includes fraud protection features.
GUARANTOR : Subject to terms and conditions, this product includes guarantor features.
REDRAW : Repay faster and save interest : You can make and redraw up to $30,000 in extra repayments, with no fees or break costs.
RELATIONSHIP_MANAGEMENT : Relationship management is available for eligible customers.
OTHER : Building Loan Feature: A specialised lending option that is available on selected Westpac loan products. Allows the customer to progressively draw down what is needed to cover the build of their residential property over the construction period., Cancellation of the package : A package owner may cancel the package at any time by giving us 14 days advance notice in writing., Certainty : Managing your money is easier, because you lock in the same rate and repayments for up to 5 years, Lock in your home loan rate : Fix your home loan rate in at the time of your approval and you'll guarantee your rate won't change before settlement. (A 0.1% fee of the loan balance applies)., Package can include the following : 1. Package residential home and investment loans 2. Package Portfolio Loan 3. Package full interest offset facility 4. Package credit card 5. Package Insurance, Repayment frequencies includes weekly, fortnightly or monthly, Set up interest only repayments : You can apply to pay interest only for a total of up to 5 years over the life of the loan (a higher rate may apply)., Statements of account : We will send you a statement of your loan account at least every six months or more frequently if you request, Substituting a security : You may ask us to accept a new mortgage over other land as a substitute for any mortgage which is security for your loan. We may agree to this if you satisfy any reasonable requirements that we have, such as repaying part of the loan amount. We will require the new mortgage to be provided at the same time that the existing mortgage is discharged. We charge a fee for substituting a mortgage or other security., Take your home loan with you : Selling a property and buying a new one? Your existing home loan could go with you at the same rate with no break fees. Conditions apply., Total loan term is up to 30 years while fixed rate terms is from 1 to 5 years.
Loan Purpose: OWNER_OCCUPIED
Tier: LVR 70% up to 80%
Lending Establishment Fee UPFRONT : 600.00
LVR 70% up to 80% P60M INTEREST_ONLY
FIXEDDT Modified:2024-08-21