Lock in a little certainty with a fixed interest rate for 1-5 years
COMPLEMENTARY_PRODUCT_DISCOUNTS :
EXTRA_REPAYMENTS : Subject to terms and conditions, this product includes extra repayment features.
FRAUD_PROTECTION : The product includes fraud protection features.
GUARANTOR : Subject to terms and conditions, this product includes guarantor features.
RELATIONSHIP_MANAGEMENT : Relationship management is available for eligible customers.
OTHER : At the end of your fixed rate period, choose to re-fix your interest rate for another fixed rate period or let it revert automatically to our standard variable interest rate, Cancellation of the package : A package owner may cancel the package at any time by giving us 14 days advance notice in writing., Complete your refinance loan application with FASTRefi. A faster and easier refinancing process compared to the standard way - so you could access your new BankSA home loan in days, as opposed to weeks. Eligibility applies., Family Pledge : Use the equity in a family member's home to help you on your home buying journey and maximise the amount you can borrow., Flexible repayments : Choose to make your repayments weekly, fortnightly or monthly for Principal and Interest repayments, Interest in advance : Choose to pay interest in advance on investment loans and get 0.2% p.a. off the fixed interest rate for the interest in advance period., Lock in your fixed rate when you apply. This way for a fee, you are protected from the possibility of rising interest rates. If the current rate falls below your 'locked in' rate on your settlement date, you'll be given the lower rate. Rate Lock will hold the current fixed rate for up to 90 days after you have locked in the rate for a fee of 0.15% of the loan amount (minimum fee amount $500). Once approved, you will need to pay the Rate Lock fee before drawdown of their loan., Package can include the following : 1. Package residential home and investment loans 2. Package Portfolio Loan 3. Package full interest offset facility 4. Package credit card 5. Package Insurance, Statements of account : We will send you a statement of your loan account at least every six months or more frequently if you request, Substituting a security : You may ask us to accept a new mortgage over other land as a substitute for any mortgage which is security for your loan. We may agree to this if you satisfy any reasonable requirements that we have, such as repaying part of the loan amount. We will require the new mortgage to be provided at the same time that the existing mortgage is discharged. We charge a fee for substituting a mortgage or other security.
Loan Purpose: INVESTMENT
Tier: LVR 70% up to 80%
Lending Establishment Fee UPFRONT : 600.00
LVR 70% up to 80% P5Y PRINCIPAL_AND_INTEREST
FIXEDDT Modified:2024-08-29