ANZ
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ANZ Standard Variable home loan Principal and Interest Investment LVR 80 and under
| Rate | 7.09% |
| APR | 7.09% |
| Currency | AUD |
Our most flexible home loan with plenty of features to help suit your needs. You can offset your loan, pay it off early or access extra repayments you've made. Plus, you won't pay any ANZ set up or ongoing fees on your home loan. ANZ Variable Home Loans are available for periods between of at least 1 year and up to 30 years in duration.
CASHBACK_OFFER : Get $2,000 cashback when borrowing 80% or less of the property value.* *On eligible loans of $250,000 or more refinanced to ANZ (including any new lending as part of the refinance)., If you're buying your first home, you could get $3,000 to spend however you like, plus support from an ANZ First Home Coach. Available to eligible first home buyers with an ANZ home loan of $250,000 or more. Drawdown within 180 days of applying, bonus paid after settlement. Eligibility criteria and T&Cs apply.
DIGITAL_BANKING : Access using ANZ Internet Banking or ANZ App
EXTRA_REPAYMENTS :
FRAUD_PROTECTION :
GUARANTOR :
OFFSET : An offset account is a transaction account linked to an eligible home or investment loan. The money you have in this account could offset the amount you owe on that loan, and you'll only be charged the interest on the difference.
REDRAW : ANZ Redraw could let you access extra payments you've made to an eligible loan when you need to. You can easily access your redraw funds via ANZ Internet Banking and other convenient ways.
Loan Purpose: INVESTMENT
Tier: Loan-to-Value Ratio (LVR)
Loan Approval Fee UPFRONT : 0.00
Loan-to-Value Ratio (LVR) PRINCIPAL_AND_INTEREST
VARIABLEANZ DT Modified:2025-08-21
CASHBACK_OFFER : Get $2,000 cashback when borrowing 80% or less of the property value.* *On eligible loans of $250,000 or more refinanced to ANZ (including any new lending as part of the refinance)., If you're buying your first home, you could get $3,000 to spend however you like, plus support from an ANZ First Home Coach. Available to eligible first home buyers with an ANZ home loan of $250,000 or more. Drawdown within 180 days of applying, bonus paid after settlement. Eligibility criteria and T&Cs apply.
DIGITAL_BANKING : Access using ANZ Internet Banking or ANZ App
EXTRA_REPAYMENTS :
FRAUD_PROTECTION :
GUARANTOR :
OFFSET : An offset account is a transaction account linked to an eligible home or investment loan. The money you have in this account could offset the amount you owe on that loan, and you'll only be charged the interest on the difference.
REDRAW : ANZ Redraw could let you access extra payments you've made to an eligible loan when you need to. You can easily access your redraw funds via ANZ Internet Banking and other convenient ways.
Loan Purpose: INVESTMENT
Tier: Loan-to-Value Ratio (LVR)
Loan Approval Fee UPFRONT : 0.00
Loan-to-Value Ratio (LVR) PRINCIPAL_AND_INTEREST
VARIABLEANZ DT Modified:2025-08-21
The rate of 7.09% is 7.09% higher than the average 0%. Also it is -7.09 % lower than the highest rate Updated Sep, 2025
Our most flexible home loan with plenty of features to help suit your needs. You can offset your loan, pay it off early or access extra repayments you've made. Plus, you won't pay any ANZ set up or ongoing fees on your home loan. ANZ Variable Home Loans are available for periods between of at least 1 year and up to 30 years in duration.
CASHBACK_OFFER : Get $2,000 cashback when borrowing 80% or less of the property value.* *On eligible loans of $250,000 or more refinanced to ANZ (including any new lending as part of the refinance)., If you're buying your first home, you could get $3,000 to spend however you like, plus support from an ANZ First Home Coach. Available to eligible first home buyers with an ANZ home loan of $250,000 or more. Drawdown within 180 days of applying, bonus paid after settlement. Eligibility criteria and T&Cs apply.
DIGITAL_BANKING : Access using ANZ Internet Banking or ANZ App
EXTRA_REPAYMENTS :
FRAUD_PROTECTION :
GUARANTOR :
OFFSET : An offset account is a transaction account linked to an eligible home or investment loan. The money you have in this account could offset the amount you owe on that loan, and you'll only be charged the interest on the difference.
REDRAW : ANZ Redraw could let you access extra payments you've made to an eligible loan when you need to. You can easily access your redraw funds via ANZ Internet Banking and other convenient ways.
Loan Purpose: INVESTMENT
Tier: Loan-to-Value Ratio (LVR)
Loan Approval Fee UPFRONT : 0.00
Loan-to-Value Ratio (LVR) PRINCIPAL_AND_INTEREST
VARIABLEANZ DT Modified:2025-08-21
CASHBACK_OFFER : Get $2,000 cashback when borrowing 80% or less of the property value.* *On eligible loans of $250,000 or more refinanced to ANZ (including any new lending as part of the refinance)., If you're buying your first home, you could get $3,000 to spend however you like, plus support from an ANZ First Home Coach. Available to eligible first home buyers with an ANZ home loan of $250,000 or more. Drawdown within 180 days of applying, bonus paid after settlement. Eligibility criteria and T&Cs apply.
DIGITAL_BANKING : Access using ANZ Internet Banking or ANZ App
EXTRA_REPAYMENTS :
FRAUD_PROTECTION :
GUARANTOR :
OFFSET : An offset account is a transaction account linked to an eligible home or investment loan. The money you have in this account could offset the amount you owe on that loan, and you'll only be charged the interest on the difference.
REDRAW : ANZ Redraw could let you access extra payments you've made to an eligible loan when you need to. You can easily access your redraw funds via ANZ Internet Banking and other convenient ways.
Loan Purpose: INVESTMENT
Tier: Loan-to-Value Ratio (LVR)
Loan Approval Fee UPFRONT : 0.00
Loan-to-Value Ratio (LVR) PRINCIPAL_AND_INTEREST
VARIABLEANZ DT Modified:2025-08-21
The rate of 7.09% is 7.09% higher than the average 0%. Also it is -7.09 % lower than the highest rate Updated Sep, 2025
Rate
7.09%
APR
7.09%
Currency
AUD