
ANZ
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ANZ Simplicity PLUS Interest only owner occupier borrowing between 60 01 and 70 of the property value
Rate | 6.88% |
APR | 6.20% |
Currency | AUD |
ANZ Simplicity PLUS is our basic variable rate home loan that still gives you the ability to make extra repayments to pay it off sooner. ANZ Simplicity PLUS Home Loans are available for periods between of at least 1 year and up to 30 years in duration.
CASHBACK_OFFER : Get $2,000 cashback when borrowing 80% or less of the property value.* *On eligible loans of $250,000 or more refinanced to ANZ (including any new lending as part of the refinance)., If you're buying your first home, you could get $3,000 to spend however you like, plus support from an ANZ First Home Coach. Available to eligible first home buyers with an ANZ home loan of $250,000 or more. Drawdown within 180 days of applying, bonus paid after settlement. Eligibility criteria and T&Cs apply.
DIGITAL_BANKING : Access using ANZ Internet Banking or ANZ App
EXTRA_REPAYMENTS :
FRAUD_PROTECTION :
GUARANTOR :
REDRAW : ANZ Redraw could let you access extra payments you've made to an eligible loan when you need to. You can easily access your redraw funds via ANZ Internet Banking and other convenient ways.
Loan Purpose: OWNER_OCCUPIED
Tier: Loan Amount
Loan Approval Fee UPFRONT : 0.00
Loan Amount INTEREST_ONLY
VARIABLEANZ DT Modified:2025-08-21
CASHBACK_OFFER : Get $2,000 cashback when borrowing 80% or less of the property value.* *On eligible loans of $250,000 or more refinanced to ANZ (including any new lending as part of the refinance)., If you're buying your first home, you could get $3,000 to spend however you like, plus support from an ANZ First Home Coach. Available to eligible first home buyers with an ANZ home loan of $250,000 or more. Drawdown within 180 days of applying, bonus paid after settlement. Eligibility criteria and T&Cs apply.
DIGITAL_BANKING : Access using ANZ Internet Banking or ANZ App
EXTRA_REPAYMENTS :
FRAUD_PROTECTION :
GUARANTOR :
REDRAW : ANZ Redraw could let you access extra payments you've made to an eligible loan when you need to. You can easily access your redraw funds via ANZ Internet Banking and other convenient ways.
Loan Purpose: OWNER_OCCUPIED
Tier: Loan Amount
Loan Approval Fee UPFRONT : 0.00
Loan Amount INTEREST_ONLY
VARIABLEANZ DT Modified:2025-08-21
The rate of 6.88% is 6.88% higher than the average 0%. Also it is -6.88 % lower than the highest rate Updated Aug, 2025
ANZ Simplicity PLUS is our basic variable rate home loan that still gives you the ability to make extra repayments to pay it off sooner. ANZ Simplicity PLUS Home Loans are available for periods between of at least 1 year and up to 30 years in duration.
CASHBACK_OFFER : Get $2,000 cashback when borrowing 80% or less of the property value.* *On eligible loans of $250,000 or more refinanced to ANZ (including any new lending as part of the refinance)., If you're buying your first home, you could get $3,000 to spend however you like, plus support from an ANZ First Home Coach. Available to eligible first home buyers with an ANZ home loan of $250,000 or more. Drawdown within 180 days of applying, bonus paid after settlement. Eligibility criteria and T&Cs apply.
DIGITAL_BANKING : Access using ANZ Internet Banking or ANZ App
EXTRA_REPAYMENTS :
FRAUD_PROTECTION :
GUARANTOR :
REDRAW : ANZ Redraw could let you access extra payments you've made to an eligible loan when you need to. You can easily access your redraw funds via ANZ Internet Banking and other convenient ways.
Loan Purpose: OWNER_OCCUPIED
Tier: Loan Amount
Loan Approval Fee UPFRONT : 0.00
Loan Amount INTEREST_ONLY
VARIABLEANZ DT Modified:2025-08-21
CASHBACK_OFFER : Get $2,000 cashback when borrowing 80% or less of the property value.* *On eligible loans of $250,000 or more refinanced to ANZ (including any new lending as part of the refinance)., If you're buying your first home, you could get $3,000 to spend however you like, plus support from an ANZ First Home Coach. Available to eligible first home buyers with an ANZ home loan of $250,000 or more. Drawdown within 180 days of applying, bonus paid after settlement. Eligibility criteria and T&Cs apply.
DIGITAL_BANKING : Access using ANZ Internet Banking or ANZ App
EXTRA_REPAYMENTS :
FRAUD_PROTECTION :
GUARANTOR :
REDRAW : ANZ Redraw could let you access extra payments you've made to an eligible loan when you need to. You can easily access your redraw funds via ANZ Internet Banking and other convenient ways.
Loan Purpose: OWNER_OCCUPIED
Tier: Loan Amount
Loan Approval Fee UPFRONT : 0.00
Loan Amount INTEREST_ONLY
VARIABLEANZ DT Modified:2025-08-21
The rate of 6.88% is 6.88% higher than the average 0%. Also it is -6.88 % lower than the highest rate Updated Aug, 2025
Rate
6.88%
APR
6.20%
Currency
AUD