Term Deposits in Australia

Within Australia, a term deposit is a type of investment that provides a fixed rate of return over a nominated investment term such as 3, 6 or 12 months. While the product is mostly provided by banks and credit unions, the deposit interest rates tend to fluctuate according to the decisions and future policies set by the Reserve Bank of Australia. It is called a certificate of deposit, time deposit or fixed deposit in other countries.

Best Australia Term Deposit Interest Rates

Deposit Account Type Term APY Account Details
CBA 5 Year Term Deposit 5 year 4.30% This rate requires an investment range from $50,000 to less than $1,999,999.Note this is det - AUD - Apr, 2014 More Info
UBank 1 Year Term Deposit 1 year 4.00% The interest rate for this Ubank term deposit account is for a 12 month / 1 year period and may i - AUD - Feb, 2014 More Info
ANZ 2 Year Term deposit 2 year 3.90% Rate is available for amounts from $5,000 to $99,999 at an annual interest maturity. Term is 24 - - AUD - Apr, 2014 More Info
Suncorp Bank 1 Year Term Deposit 1 year 3.90% Interest Rate for this Suncorp deposit product depends on amount deposited and is for a 12 month - AUD - Apr, 2014 More Info
ING Direct Australia 1 Year Term Deposit 1 year 3.90% The Interest Rates for this 12 month / 1 year term product requires a minimum deposit of $10,000. - AUD - Apr, 2014 More Info
AustralianSuper 1 Year Term Deposit 1 year 3.90% The rate is applicable to the AustralianSuper member direct investment option product for its ter - AUD - Apr, 2014 More Info
NAB 2 Year Term Deposit 2 year 3.85% Main Rate is applicable for a 2 year /24 month term deposit for a balance between $5,000 and $499 - AUD - Feb, 2014 More Info
Credit Union Australia 1 Year Term Deposit 1 year 3.85% This CUA interest rate p.a indicated is for deposit balances of $5,000 or over and interest is ca - AUD - Apr, 2014 More Info
Rural Bank 1 Year Term Deposit 1 year 3.75% The interest rate applicable for this deposit is with 'interest paid annually' and is for balance - AUD - Apr, 2014 More Info
Bankwest 1 Year Term Deposit 1 year 3.70% The 12 month / 1 year term deposit product from Bankwest is titled 'Gold Term Deposi - AUD - Apr, 2014 More Info
BOQ 1 Year Term Deposit 1 year 3.65% BOQ / Bank of Queensland Term Deposit interest rates require a minimum account balance of $1000 a - AUD - Apr, 2014 More Info
Westpac 2 Year Term Deposit 2 year 3.60% Rate is applicable for deposit amounts between $5,000 and $249,999 - AUD - Apr, 2014 More Info
Macquarie Bank 1 Year Term Deposit 1 year 3.60% The rate applicable is for a 1 yr term requiring a minimum deposit of $10,000. - AUD - Apr, 2014 More Info
Bank of Melbourne 1 Year Term Deposit 1 year 3.45% The current interest rate for this BOM term deposit product is for a 1 year period and applies to - AUD - Apr, 2014 More Info
Bank SA 1 Year Term Deposit 1 year 3.45% The interest rates applicable for this 1 year / 12 month term product is for interest paid at mat - AUD - Apr, 2014 More Info
Bendigo Bank 1 Year Term Deposit 1 year 3.45% The interest rate for this one year product is at maturity and deposit balances ranges requires a - AUD - Apr, 2014 More Info
NAB 1 Year Term Deposit 1 year 3.40% Main Rate is applicable for a 1 year /12 month term deposit for a balance between $5,000 and $499 - AUD - Feb, 2014 More Info
St George Bank 1 Year Term Deposit 1 year 3.35% The following interest rate applies for a 1 year / 12 month term and with interest paid maturity. - AUD - Apr, 2014 More Info
ANZ 1 Year Term deposit 1 year 3.30% Main Rate is available for amounts from $5,000 to $99,999 and is indicative on a 12 month term de - AUD - Apr, 2014 More Info
CBA 1 Year Term Deposit 1 year 3.30% - The investment requires a minimum of $50,000 to less than $1,999,999Main Rate is indicative - AUD - Apr, 2014 More Info
Westpac 1 Year Term Deposit 1 year 3.30% Rate is applicable for a the period greater then 12 up to 24 months and for deposits of for great - AUD - Apr, 2014 More Info
Westpac Business Term Deposit 1 year 3.30% The account requires a minimum $5000 initial deposit and interest rate applicable is p - AUD - Apr, 2014 More Info
NAB 3 Month Term Deposit 3 month 3.25% Rate is applicable for Amounts from $5,000 to $499,999 at maturity. - AUD - Feb, 2014 More Info
Westpac 3 Month Term Deposit 3 month 3.15% Rate is applicable for a the period greater for deposit $5,000 to $249,999 - AUD - Apr, 2014 More Info
ANZ 3 Month Term deposit 3 month 3.10% 90 day or 3 month Rates are for amounts from $5,000 to $99,999   - AUD - Apr, 2014 More Info
NAB 6 month Term Deposit 6 month 2.55% Rate is applicable for deposit amounts from $5000 to $499,999 paid interest at maturity. - AUD - Feb, 2014 More Info
ANZ 6 Month Term deposit 6 month 2.50% The product is for a 6 month term with Interest applicable at maturity with the deposit amounts r - AUD - Apr, 2014 More Info
CBA 3 Month Term Deposit 3 month 2.50%  For investments of $50,000 to less than $1,999,999 for a CBA 3 month / 90 day Term Deposit - AUD - Apr, 2014 More Info
Westpac 6 Month Term Deposit 6 month 2.50% Rate is applicable for deposit amounts of $5,000 to $249,999 at maturity. - AUD - Apr, 2014 More Info
NAB 1 Month Term Deposit 1 month 2.50% - AUD - Feb, 2014 More Info
Westpac 1 Month Term Deposit 1 month 2.50% The following deposit interest rate is applicable for a balance from $5,000 to less than $249,999 - AUD - Apr, 2014 More Info
CBA 6 Month Term Deposit 6 month 2.50% This annual interest rate yield indicated for this 6 month/180 day term deposit product requires - AUD - Apr, 2014 More Info
CBA 1 Month Term Deposit 1 month 2.50% This interest rate yield is for a 30 day/1 month deposit account and is for investments amounts f - AUD - Apr, 2014 More Info