Australia
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Australian Savings Interest Rates
| Provider | Rate | Type | Updated | |
|---|---|---|---|---|
 |
4.80% | - | Oct 2025 | |
 |
4.60% | - | Oct 2025 | |
 |
4.40% | - | Oct 2025 | |
 |
4.25% | - | Oct 2025 | |
 |
4.15% | - | Oct 2025 | |
 |
4.15% | - | Oct 2025 | |
 |
4.15% | - | Oct 2025 | |
 |
4.00% | - | Oct 2025 | |
 |
Citibank Australia Savings Account Rate indicated is based on the Citibank Online Saver product. This product has a variable introductory rate for the first 4 months, while the account balance remains below $500,000. |
2.90% | - | Jun 2019 |
 |
Indigenous Traditional Credit Union Christmas Club For amounts $1000 and over payable 30th of November |
1.5% | - | Aug 2019 |
Government Guarantee of Australian Savings Accounts
In Australia, similar to deposits, savings accounts are a savings offering products by banks and credit unions and eligible authorised deposit taking institutions (ADIs) have their savings accounts covered by the Financial Claims Scheme (FCS) which is administered by APRA that provides a guarantee of deposits and savings accounts up to a limit per customer per bank. Please note that The Scheme does NOT apply to branches of foreign banks in Australia and foreign branches of Australian ADIs. Please visit apra.gov.au to find out more information.