UBank Home Loans

Ubank offers mortgage products for those looking to buy a new home or refinance. It offers fixed and variable type loans with fixed mortgages offering a fixed rate for up to 5 years. Owner occupier and investment home loan rates may differ.

UBank Home Loan Interest Rates

Account Details	Rate APR	Updated
UBANK Flex Fixed OO PI FIXED OWNEROCCUPIED 5 year fixed LVR 8001 to 85 8001 85	6.98% 7.08%	Apr, 2024
UBANK Flex Fixed OO PI FIXED OWNEROCCUPIED 1 year fixed LVR 8001 to 85 8001 85	6.98% 7.00%	Apr, 2024
UBANK Flex Fixed OO PI FIXED OWNEROCCUPIED 5 year fixed LVR 8001 to 85 8001 85	6.98% 7.08%	Apr, 2024
UBANK Flex Fixed OO PI FIXED OWNEROCCUPIED 1 year fixed LVR 8001 to 85 8001 85	6.98% 7.00%	Apr, 2024
UBANK Flex Fixed OO PI FIXED OWNEROCCUPIED 3 year fixed LVR 8001 to 85 8001 85	6.84% 7.00%	Apr, 2024
UBANK Flex Fixed OO PI FIXED OWNEROCCUPIED 2 year fixed LVR 8001 to 85 8001 85	6.84% 6.99%	Apr, 2024
UBANK Flex Fixed OO PI FIXED OWNEROCCUPIED 3 year fixed LVR 8001 to 85 8001 85	6.84% 7.00%	Apr, 2024
UBANK Flex Fixed OO PI FIXED OWNEROCCUPIED 2 year fixed LVR 8001 to 85 8001 85	6.84% 6.99%	Apr, 2024
UBANK Flex Variable INV IO VARIABLE INVESTMENT LVR 7001 to 80 7001 80	6.79% 6.81%	Apr, 2024
UBANK Flex Variable INV IO VARIABLE INVESTMENT LVR 6001 to 70 6001 70	6.79% 6.81%	Apr, 2024
UBANK Flex Variable INV IO VARIABLE INVESTMENT LVR 7001 to 80 7001 80	6.79% 6.81%	Apr, 2024
UBANK Flex Variable INV IO VARIABLE INVESTMENT LVR 6001 to 70 6001 70	6.79% 6.81%	Apr, 2024
UBANK Flex Variable INV IO VARIABLE INVESTMENT LVR 0 to 60 0 60	6.74% 6.76%	Apr, 2024
UBANK Flex Variable INV IO VARIABLE INVESTMENT LVR 0 to 60 0 60	6.74% 6.76%	Apr, 2024
UBANK Flex Variable OO PI VARIABLE OWNEROCCUPIED LVR 8001 to 85 8001 85	6.74% 6.97%	Apr, 2024
UBANK Flex Variable OO IO VARIABLE OWNEROCCUPIED LVR 6001 to 70 6001 70	6.74% 6.68%	Apr, 2024
UBANK Flex Variable OO IO VARIABLE OWNEROCCUPIED LVR 7001 to 80 7001 80	6.74% 6.68%	Apr, 2024
UBANK Flex Variable OO IO VARIABLE OWNEROCCUPIED LVR 6001 to 70 6001 70	6.74% 6.68%	Apr, 2024
UBANK Flex Variable OO IO VARIABLE OWNEROCCUPIED LVR 7001 to 80 7001 80	6.74% 6.68%	Apr, 2024
UBANK Neat INV Variable IO VARIABLE INVESTMENT LVR 6001 to 70 6001 70	6.74% 6.56%	Apr, 2024
UBANK Neat INV Variable IO VARIABLE INVESTMENT LVR 7001 to 80 7001 80	6.74% 6.56%	Apr, 2024
UBANK Neat INV Variable IO VARIABLE INVESTMENT LVR 6001 to 70 6001 70	6.74% 6.56%	Apr, 2024
UBANK Neat INV Variable IO VARIABLE INVESTMENT LVR 7001 to 80 7001 80	6.74% 6.56%	Apr, 2024
UBANK Flex Variable OO PI VARIABLE OWNEROCCUPIED LVR 8001 to 85 8001 85	6.74% 6.97%	Apr, 2024
UBANK Flex Fixed OO IO FIXED OWNEROCCUPIED 1 year fixed interest only 0 80	6.69% 6.48%	Apr, 2024
UBANK Flex Fixed OO IO FIXED OWNEROCCUPIED 1 year fixed interest only 0 80	6.69% 6.48%	Apr, 2024
UBANK Flex Variable OO IO VARIABLE OWNEROCCUPIED LVR 0 to 60 0 60	6.69% 6.63%	Apr, 2024
UBANK Flex Variable OO IO VARIABLE OWNEROCCUPIED LVR 0 to 60 0 60	6.69% 6.63%	Apr, 2024
UBANK Flex Fixed INV IO FIXED INVESTMENT 1 year fixed interest only 0 80	6.69% 6.66%	Apr, 2024
UBANK Flex Fixed INV IO FIXED INVESTMENT 1 year fixed interest only 0 80	6.69% 6.66%	Apr, 2024
UBANK Neat OO Variable PI VARIABLE OWNEROCCUPIED LVR 8001 to 85 8001 85	6.64% 6.66%	Apr, 2024
UBANK Neat INV Variable IO VARIABLE INVESTMENT LVR 0 to 60 0 60	6.64% 6.49%	Apr, 2024
UBANK Neat INV Variable IO VARIABLE INVESTMENT LVR 0 to 60 0 60	6.64% 6.49%	Apr, 2024
UBANK Neat OO Variable PI VARIABLE OWNEROCCUPIED LVR 8001 to 85 8001 85	6.64% 6.66%	Apr, 2024
UBANK Flex Fixed OO IO FIXED OWNEROCCUPIED 5 year fixed interest only 0 80	6.55% 6.57%	Apr, 2024
UBANK Flex Fixed OO IO FIXED OWNEROCCUPIED 5 year fixed interest only 0 80	6.55% 6.57%	Apr, 2024
UBANK Flex Fixed INV IO FIXED INVESTMENT 5 year fixed interest only 0 80	6.55% 6.68%	Apr, 2024
UBANK Flex Fixed INV IO FIXED INVESTMENT 5 year fixed interest only 0 80	6.55% 6.68%	Apr, 2024
UBANK Flex Fixed INV PI FIXED INVESTMENT 1 year fixed 0 80	6.49% 6.64%	Apr, 2024
UBANK Flex Fixed INV PI FIXED INVESTMENT 1 year fixed 0 80	6.49% 6.64%	Apr, 2024
UBANK Flex Fixed OO IO FIXED OWNEROCCUPIED 3 year fixed interest only 0 80	6.49% 6.50%	Apr, 2024
UBANK Flex Fixed OO IO FIXED OWNEROCCUPIED 2 year fixed interest only 0 80	6.49% 6.48%	Apr, 2024
UBANK Flex Fixed OO IO FIXED OWNEROCCUPIED 3 year fixed interest only 0 80	6.49% 6.50%	Apr, 2024
UBANK Flex Fixed OO IO FIXED OWNEROCCUPIED 2 year fixed interest only 0 80	6.49% 6.48%	Apr, 2024
UBANK Flex Fixed INV IO FIXED INVESTMENT 2 year fixed interest only 0 80	6.49% 6.64%	Apr, 2024
UBANK Flex Fixed INV IO FIXED INVESTMENT 3 year fixed interest only 0 80	6.49% 6.65%	Apr, 2024
UBANK Flex Fixed INV IO FIXED INVESTMENT 3 year fixed interest only 0 80	6.49% 6.65%	Apr, 2024
UBANK Flex Fixed INV IO FIXED INVESTMENT 2 year fixed interest only 0 80	6.49% 6.64%	Apr, 2024
UBANK Flex Variable INV PI VARIABLE INVESTMENT LVR 7001 to 80 7001 80	6.44% 6.68%	Apr, 2024
UBANK Flex Variable INV PI VARIABLE INVESTMENT LVR 6001 to 70 6001 70	6.44% 6.68%	Apr, 2024
UBANK Flex Variable INV PI VARIABLE INVESTMENT LVR 6001 to 70 6001 70	6.44% 6.68%	Apr, 2024
UBANK Flex Variable INV PI VARIABLE INVESTMENT LVR 7001 to 80 7001 80	6.44% 6.68%	Apr, 2024
UBANK Flex Fixed INV PI FIXED INVESTMENT 5 year fixed 0 80	6.39% 6.63%	Apr, 2024
UBANK Flex Fixed INV PI FIXED INVESTMENT 5 year fixed 0 80	6.39% 6.63%	Apr, 2024
UBANK Flex Variable INV PI VARIABLE INVESTMENT LVR 0 to 60 0 60	6.39% 6.63%	Apr, 2024
UBANK Flex Variable INV PI VARIABLE INVESTMENT LVR 0 to 60 0 60	6.39% 6.63%	Apr, 2024
UBANK Flex Fixed OO PI FIXED OWNEROCCUPIED 1 year fixed LVR 080 0 80	6.39% 6.45%	Apr, 2024
UBANK Flex Fixed OO PI FIXED OWNEROCCUPIED 1 year fixed LVR 080 0 80	6.39% 6.45%	Apr, 2024
UBANK Neat INV Variable PI VARIABLE INVESTMENT LVR 6001 to 70 6001 70	6.39% 6.41%	Apr, 2024
UBANK Neat INV Variable PI VARIABLE INVESTMENT LVR 7001 to 80 7001 80	6.39% 6.41%	Apr, 2024
UBANK Neat INV Variable PI VARIABLE INVESTMENT LVR 6001 to 70 6001 70	6.39% 6.41%	Apr, 2024
UBANK Neat INV Variable PI VARIABLE INVESTMENT LVR 7001 to 80 7001 80	6.39% 6.41%	Apr, 2024
UBANK Neat INV Variable PI VARIABLE INVESTMENT LVR 0 to 60 0 60	6.34% 6.36%	Apr, 2024
UBANK Neat INV Variable PI VARIABLE INVESTMENT LVR 0 to 60 0 60	6.34% 6.36%	Apr, 2024
UBANK Flex Fixed INV PI FIXED INVESTMENT 2 year fixed 0 80	6.29% 6.61%	Apr, 2024
UBANK Flex Fixed INV PI FIXED INVESTMENT 3 year fixed 0 80	6.29% 6.60%	Apr, 2024
UBANK Flex Fixed INV PI FIXED INVESTMENT 3 year fixed 0 80	6.29% 6.60%	Apr, 2024
UBANK Flex Fixed INV PI FIXED INVESTMENT 2 year fixed 0 80	6.29% 6.61%	Apr, 2024
UBANK Flex Variable OO PI VARIABLE OWNEROCCUPIED LVR 6001 to 70 6001 70	6.24% 6.48%	Apr, 2024
UBANK Flex Variable OO PI VARIABLE OWNEROCCUPIED LVR 7001 to 80 7001 80	6.24% 6.48%	Apr, 2024
UBANK Flex Variable OO PI VARIABLE OWNEROCCUPIED LVR 6001 to 70 6001 70	6.24% 6.48%	Apr, 2024
UBANK Flex Variable OO PI VARIABLE OWNEROCCUPIED LVR 7001 to 80 7001 80	6.24% 6.48%	Apr, 2024
UBANK Flex Fixed OO PI FIXED OWNEROCCUPIED 5 year fixed LVR 080 0 80	6.19% 6.43%	Apr, 2024
UBANK Flex Fixed OO PI FIXED OWNEROCCUPIED 5 year fixed LVR 080 0 80	6.19% 6.43%	Apr, 2024
UBANK Flex Variable OO PI VARIABLE OWNEROCCUPIED LVR 0 to 60 0 60	6.19% 6.43%	Apr, 2024
UBANK Neat OO Variable PI VARIABLE OWNEROCCUPIED LVR 6001 to 70 6001 70	6.19% 6.21%	Apr, 2024
UBANK Neat OO Variable PI VARIABLE OWNEROCCUPIED LVR 7001 to 80 7001 80	6.19% 6.21%	Apr, 2024
UBANK Flex Variable OO PI VARIABLE OWNEROCCUPIED LVR 0 to 60 0 60	6.19% 6.43%	Apr, 2024
UBANK Neat OO Variable PI VARIABLE OWNEROCCUPIED LVR 7001 to 80 7001 80	6.19% 6.21%	Apr, 2024
UBANK Neat OO Variable PI VARIABLE OWNEROCCUPIED LVR 6001 to 70 6001 70	6.19% 6.21%	Apr, 2024
UBANK Neat OO Variable PI VARIABLE OWNEROCCUPIED LVR 0 to 60 0 60	6.14% 6.16%	Apr, 2024
UBANK Neat OO Variable PI VARIABLE OWNEROCCUPIED LVR 0 to 60 0 60	6.14% 6.16%	Apr, 2024
UBANK Flex Fixed OO PI FIXED OWNEROCCUPIED 2 year fixed LVR 080 0 80	6.09% 6.41%	Apr, 2024
UBANK Flex Fixed OO PI FIXED OWNEROCCUPIED 2 year fixed LVR 080 0 80	6.09% 6.41%	Apr, 2024
UBANK Flex Fixed OO PI FIXED OWNEROCCUPIED 3 year fixed LVR 080 0 80	5.99% 6.37%	Apr, 2024
UBANK Flex Fixed OO PI FIXED OWNEROCCUPIED 3 year fixed LVR 080 0 80	5.99% 6.37%	Apr, 2024